Antrim Mortgage Brokers
At Mortgage Options NI, we are here to help to find you the best Antrim mortgage available for your budget. As Antrim mortgage brokers, make us your one-stop shop for qualified and intelligent mortgage advice in Antrim Northern Ireland.
We are experts in our field, and we will provide you with unbiased guidance. Whilst helping with the course of action for your budget, needs and circumstances.
Free Credit Check Report
We can run a credit check across a multitude of agencies at the same time, allowing us to see what prospective lenders can see. This then allows us to find a lender to suit your circumstances and budget.
For more details, can contact our office today.
Mortgage Advice in Antrim & Ballymena
By using our company as brokers, we have access to over 72 lenders and 13,000 different mortgages. You can be assured we will be able to get you the best mortgage deal available.
Contact us today for a Free No-Obligation consultation.
Finance Advice & Financial Services
We have an extensive range of financial services, including insurance-protected loans for both residential and commercial clients. If you’re in Ballymena Antrim Northern region of Ireland and need further information on financial
First-Time Buyer Mortgages:
As a first-time buyer, we should be your first port of call, here you will learn about the different types of mortgages we are able to offer. We are here to offer the best financial guidance through the whole home-buying process.
Remortgage:
A remortgage is when you move from one home mortgage lender to another home mortgage lender whilst still retaining the property, we will be able to work with you to check the terms and conditions.
Buy to Let:
This is if you want to become a landlord and buy a property to let, although the rules around buy-to-let are different. There are certain factors such as a higher deposit will be required by the lender and the maximum you will be able to borrow is linked to the expected rental return of the property.
We are able to guide you and also work with you to get the best options.
Co-Own:
This option is mainly used to help clients get onto the property ladder, or for those looking for long-term financial investment by buying a share in a property.
We too can offer this service, you can buy a share of whatever you can afford between 50% and 90% and we cover the rest.
Repayment Mortgage:
A repayment mortgage is a popular choice for most borrowers as you’re paying off both the interest and capital at the same time.
Interest-Only Mortgage:
It’s a cheaper repayment option as you are only paying off the interest on the loan. Although at the end of the mortgage term you will need to pay off as a lump sum the balance owing.
Mortgage Protection Insurance Advice
We work with the best-known and most reputable insurers not just in Ireland but also in East England South England, Central England and the far reaches of Scotland.
We compare the benefits and features of all these different insurers to get you the best deal available.
FAQ
Why choose a broker over a bank?
A mortgage broker works with many different lenders. As mortgage brokers Antrim and the surrounding areas, we are able to offer many more options than your local bank.
How much should I spend on a home?
A good rule of thumb would be not to have mortgage repayments over 28% of your gross monthly income. Your gross monthly income is what you bring home before any taxes have been paid.
You must also take into consideration any other financial credit agreements you might have. One of our professional consultants can sit down and review any finance agreements you might have.
Is it easy to get a loan?
There are certain criteria that have to be met such as do you have a stable income, how much the deposit you have, and debt to income ratio. It’s also important as a borrower you have a good credit rating.
Review what our Clients say
We would like to take this opportunity to thank our clients for all the wonderful reviews they have left for us. It means such a lot to our hard-working financial advisers. These reviews can be read on our website Mortgage Options NI.
Get In Touch
If you need further help or info, please telephone our office or use to contact us to write to us on our website, Talk to a knowledgeable mortgage adviser at Mortgage Options NI who will happily answer any questions or queries you may have.
Our Opening times are, Monday to Friday 8 am to 5 pm, and Saturday & Sunday Closed.
We look forward to being of assistance to you soon.
